Call reports 2006
BUTTE STATE BANK — 2006
What BUTTE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,446,000 | 32,399,000 | 35,370,000 | 35,832,000 |
| Total loans | 22,221,000 | 24,693,000 | 27,374,000 | 27,793,000 |
| Allowance for loan losses | 352,000 | 352,000 | 349,000 | 334,000 |
| Securities available for sale | 4,500,000 | 4,519,000 | 4,571,000 | 4,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,337,000 | 25,653,000 | 29,535,000 | 29,456,000 |
| Interest-bearing deposits | 21,741,000 | 23,794,000 | 27,899,000 | 27,453,000 |
| Noninterest-bearing deposits | 1,596,000 | 1,859,000 | 1,636,000 | 2,003,000 |
| Equity capital | 2,703,000 | 2,792,000 | 2,913,000 | 2,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,057,000 | 1,696,000 | 2,368,000 |
| Interest expense | 205,000 | 453,000 | 770,000 | 1,113,000 |
| Net interest income | 296,000 | 604,000 | 926,000 | 1,255,000 |
| Noninterest income | 55,000 | 114,000 | 181,000 | 233,000 |
| Noninterest expense | 211,000 | 418,000 | 643,000 | 1,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 300,000 | 464,000 | 476,000 |
| Income tax | 3,000 | 5,000 | 9,000 | 6,000 |
| Net income | 137,000 | 295,000 | 455,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,764,000 | 2,871,000 | 2,942,000 | 2,956,000 |
| Total capital | 3,078,000 | 3,213,000 | 3,291,000 | 3,290,000 |
| Risk-weighted assets | 25,074,000 | 27,315,000 | 30,322,000 | 30,902,000 |