Call reports 2005
BUTTE STATE BANK — 2005
What BUTTE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,825,000 | 27,696,000 | 29,122,000 | 29,569,000 |
| Total loans | 19,938,000 | 20,224,000 | 22,046,000 | 20,577,000 |
| Allowance for loan losses | 319,000 | 334,000 | 356,000 | 326,000 |
| Securities available for sale | 4,505,000 | 4,532,000 | 4,511,000 | 4,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,305,000 | 22,041,000 | 23,647,000 | 24,077,000 |
| Interest-bearing deposits | 19,500,000 | 20,533,000 | 21,854,000 | 21,717,000 |
| Noninterest-bearing deposits | 1,805,000 | 1,508,000 | 1,793,000 | 2,360,000 |
| Equity capital | 2,461,000 | 2,586,000 | 2,596,000 | 2,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 869,000 | 1,345,000 | 1,840,000 |
| Interest expense | 139,000 | 298,000 | 477,000 | 677,000 |
| Net interest income | 279,000 | 571,000 | 868,000 | 1,163,000 |
| Noninterest income | 43,000 | 83,000 | 128,000 | 169,000 |
| Noninterest expense | 183,000 | 360,000 | 557,000 | 787,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 115,000 | 246,000 | 367,000 | 438,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 113,000 | 241,000 | 359,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,523,000 | 2,621,000 | 2,649,000 | 2,716,000 |
| Total capital | 2,805,000 | 2,908,000 | 2,959,000 | 3,017,000 |
| Risk-weighted assets | 22,520,000 | 22,889,000 | 24,783,000 | 24,079,000 |