Call reports 2004
BUTTE STATE BANK — 2004
What BUTTE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,811,000 | 25,258,000 | 26,103,000 | 26,964,000 |
| Total loans | 17,298,000 | 18,707,000 | 19,394,000 | 18,999,000 |
| Allowance for loan losses | 334,000 | 342,000 | 353,000 | 292,000 |
| Securities available for sale | 4,181,000 | 4,200,000 | 4,275,000 | 4,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,741,000 | 19,155,000 | 20,140,000 | 21,613,000 |
| Interest-bearing deposits | 17,120,000 | 17,543,000 | 18,501,000 | 19,610,000 |
| Noninterest-bearing deposits | 1,621,000 | 1,612,000 | 1,639,000 | 2,003,000 |
| Equity capital | 2,328,000 | 2,335,000 | 2,407,000 | 2,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 736,000 | 1,136,000 | 1,554,000 |
| Interest expense | 106,000 | 210,000 | 326,000 | 458,000 |
| Net interest income | 255,000 | 526,000 | 810,000 | 1,096,000 |
| Noninterest income | 36,000 | 75,000 | 113,000 | 156,000 |
| Noninterest expense | 170,000 | 330,000 | 512,000 | 747,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 106,000 | 241,000 | 366,000 | 430,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 9,000 |
| Net income | 104,000 | 237,000 | 359,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,273,000 | 2,356,000 | 2,398,000 | 2,460,000 |
| Total capital | 2,521,000 | 2,619,000 | 2,673,000 | 2,736,000 |
| Risk-weighted assets | 19,722,000 | 20,949,000 | 21,945,000 | 22,102,000 |