Call reports 2003
BUTTE STATE BANK — 2003
What BUTTE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,030,000 | 23,448,000 | 23,519,000 | 23,786,000 |
| Total loans | 16,243,000 | 16,938,000 | 17,002,000 | 16,502,000 |
| Allowance for loan losses | 245,000 | 254,000 | 297,000 | 320,000 |
| Securities available for sale | 3,703,000 | 3,707,000 | 4,170,000 | 4,427,000 |
| Securities held to maturity | 869,000 | 617,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,965,000 | 18,147,000 | 17,541,000 | 18,665,000 |
| Interest-bearing deposits | 16,517,000 | 16,719,000 | 16,053,000 | 16,908,000 |
| Noninterest-bearing deposits | 1,448,000 | 1,428,000 | 1,488,000 | 1,757,000 |
| Equity capital | 2,161,000 | 2,254,000 | 2,257,000 | 2,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 724,000 | 1,099,000 | 1,468,000 |
| Interest expense | 136,000 | 260,000 | 382,000 | 494,000 |
| Net interest income | 218,000 | 464,000 | 717,000 | 974,000 |
| Noninterest income | 59,000 | 103,000 | 143,000 | 184,000 |
| Noninterest expense | 177,000 | 335,000 | 508,000 | 762,000 |
| Provision for loan losses | 35,000 | 58,000 | 80,000 | 103,000 |
| Pretax income | 65,000 | 173,000 | 272,000 | 294,000 |
| Income tax | 2,000 | 2,000 | 6,000 | 8,000 |
| Net income | 63,000 | 171,000 | 266,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,096,000 | 2,179,000 | 2,209,000 | 2,229,000 |
| Total capital | 2,330,000 | 2,423,000 | 2,452,000 | 2,472,000 |
| Risk-weighted assets | 18,682,000 | 19,500,000 | 19,389,000 | 19,383,000 |