Call reports 2002
BUTTE STATE BANK — 2002
What BUTTE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,793,000 | 22,407,000 | 23,289,000 | 23,304,000 |
| Total loans | 14,343,000 | 15,170,000 | 16,251,000 | 15,796,000 |
| Allowance for loan losses | 250,000 | 248,000 | 252,000 | 267,000 |
| Securities available for sale | 4,002,000 | 4,319,000 | 3,931,000 | 3,660,000 |
| Securities held to maturity | 627,000 | 554,000 | 835,000 | 695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,553,000 | 17,815,000 | 17,265,000 | 18,151,000 |
| Interest-bearing deposits | 15,333,000 | 16,285,000 | 16,077,000 | 16,565,000 |
| Noninterest-bearing deposits | 1,220,000 | 1,530,000 | 1,188,000 | 1,586,000 |
| Equity capital | 1,969,000 | 2,150,000 | 2,124,000 | 2,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 727,000 | 1,106,000 | 1,489,000 |
| Interest expense | 159,000 | 316,000 | 471,000 | 619,000 |
| Net interest income | 204,000 | 411,000 | 635,000 | 870,000 |
| Noninterest income | 35,000 | 77,000 | 120,000 | 160,000 |
| Noninterest expense | 144,000 | 279,000 | 437,000 | 645,000 |
| Provision for loan losses | 35,000 | 43,000 | 110,000 | 125,000 |
| Pretax income | 60,000 | 166,000 | 244,000 | 296,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 7,000 |
| Net income | 58,000 | 163,000 | 240,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,972,000 | 2,077,000 | 2,069,000 | 2,118,000 |
| Total capital | 2,184,000 | 2,296,000 | 2,303,000 | 2,349,000 |
| Risk-weighted assets | 16,895,000 | 17,465,000 | 18,687,000 | 18,483,000 |