Call reports 2025
STRASBURG STATE BANK — 2025
What STRASBURG STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 100,673,000 | 97,193,000 | 99,646,000 | 99,606,000 |
| Total loans | 43,066,000 | 45,169,000 | 47,575,000 | 53,298,000 |
| Allowance for loan losses | 270,000 | 236,000 | 230,000 | 253,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,908,000 | 21,515,000 | 23,440,000 | 24,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,730,000 | 86,794,000 | 89,178,000 | 89,333,000 |
| Interest-bearing deposits | 75,586,000 | 74,575,000 | 75,078,000 | 75,900,000 |
| Noninterest-bearing deposits | 15,144,000 | 12,219,000 | 14,100,000 | 13,433,000 |
| Equity capital | 8,641,000 | 8,962,000 | 8,911,000 | 9,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,391,000 | 3,631,000 | 4,876,000 |
| Interest expense | 482,000 | 956,000 | 1,421,000 | 1,880,000 |
| Net interest income | 690,000 | 1,435,000 | 2,210,000 | 2,996,000 |
| Noninterest income | 16,000 | 14,000 | 38,000 | 64,000 |
| Noninterest expense | 374,000 | 766,000 | 1,168,000 | 1,644,000 |
| Provision for loan losses | -43,000 | -77,000 | -83,000 | -60,000 |
| Pretax income | 332,000 | 683,000 | 1,080,000 | 1,416,000 |
| Income tax | 45,000 | 75,000 | 155,000 | 280,000 |
| Net income | 287,000 | 608,000 | 925,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,641,000 | 8,962,000 | 8,911,000 | 9,122,000 |
| Total capital | 8,954,000 | 9,275,000 | 9,224,000 | 9,435,000 |
| Risk-weighted assets | 62,976,000 | 63,777,000 | 66,796,000 | 72,286,000 |