Call reports 2024
STRASBURG STATE BANK — 2024
What STRASBURG STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 91,513,000 | 91,213,000 | 92,719,000 | 97,567,000 |
| Total loans | 35,141,000 | 40,099,000 | 42,619,000 | 46,734,000 |
| Allowance for loan losses | 313,000 | 313,000 | 313,000 | 313,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,736,000 | 18,821,000 | 17,624,000 | 19,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,564,000 | 81,443,000 | 82,589,000 | 87,571,000 |
| Interest-bearing deposits | 68,202,000 | 70,157,000 | 71,091,000 | 75,673,000 |
| Noninterest-bearing deposits | 12,362,000 | 11,286,000 | 11,498,000 | 11,898,000 |
| Equity capital | 8,263,000 | 8,531,000 | 8,652,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,183,000 | 3,343,000 | 4,535,000 |
| Interest expense | 422,000 | 868,000 | 1,349,000 | 1,843,000 |
| Net interest income | 664,000 | 1,315,000 | 1,994,000 | 2,692,000 |
| Noninterest income | 46,000 | 66,000 | 87,000 | 113,000 |
| Noninterest expense | 363,000 | 726,000 | 1,096,000 | 1,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 655,000 | 985,000 | 1,252,000 |
| Income tax | 30,000 | 70,000 | 90,000 | 235,000 |
| Net income | 317,000 | 585,000 | 895,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,263,000 | 8,531,000 | 8,652,000 | 8,774,000 |
| Total capital | 8,576,000 | 8,844,000 | 8,965,000 | 9,087,000 |
| Risk-weighted assets | 57,552,000 | 56,056,000 | 56,414,000 | 63,067,000 |