Call reports 2023
STRASBURG STATE BANK — 2023
What STRASBURG STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 100,044,000 | 93,948,000 | 90,455,000 | 92,656,000 |
| Total loans | 26,159,000 | 31,632,000 | 34,843,000 | 38,923,000 |
| Allowance for loan losses | 313,000 | 313,000 | 313,000 | 313,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,435,000 | 22,495,000 | 22,811,000 | 21,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,387,000 | 84,847,000 | 80,904,000 | 81,789,000 |
| Interest-bearing deposits | 73,195,000 | 68,529,000 | 65,970,000 | 68,025,000 |
| Noninterest-bearing deposits | 18,192,000 | 16,318,000 | 14,934,000 | 13,764,000 |
| Equity capital | 7,685,000 | 8,028,000 | 8,346,000 | 8,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,929,000 | 2,934,000 | 3,990,000 |
| Interest expense | 215,000 | 477,000 | 792,000 | 1,162,000 |
| Net interest income | 734,000 | 1,452,000 | 2,142,000 | 2,828,000 |
| Noninterest income | 85,000 | 106,000 | 127,000 | 172,000 |
| Noninterest expense | 343,000 | 679,000 | 1,032,000 | 1,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 879,000 | 1,237,000 | 1,545,000 |
| Income tax | 60,000 | 120,000 | 160,000 | 290,000 |
| Net income | 416,000 | 759,000 | 1,077,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,685,000 | 8,028,000 | 8,346,000 | 8,524,000 |
| Total capital | 7,998,000 | 8,341,000 | 8,659,000 | 8,837,000 |
| Risk-weighted assets | 54,433,000 | 52,791,000 | 54,400,000 | 59,493,000 |