Call reports 2021
STRASBURG STATE BANK — 2021
What STRASBURG STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,183,000 | 89,401,000 | 88,174,000 | 93,225,000 |
| Total loans | 31,024,000 | 32,261,000 | 31,500,000 | 32,515,000 |
| Allowance for loan losses | 316,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,610,000 | 15,243,000 | 16,311,000 | 17,960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,967,000 | 82,213,000 | 80,732,000 | 85,731,000 |
| Interest-bearing deposits | 61,625,000 | 63,088,000 | 62,452,000 | 65,417,000 |
| Noninterest-bearing deposits | 17,342,000 | 19,125,000 | 18,280,000 | 20,314,000 |
| Equity capital | 6,423,000 | 6,344,000 | 6,531,000 | 6,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 939,000 | 1,544,000 | 2,109,000 |
| Interest expense | 81,000 | 148,000 | 209,000 | 267,000 |
| Net interest income | 420,000 | 791,000 | 1,335,000 | 1,842,000 |
| Noninterest income | 12,000 | 34,000 | 56,000 | 82,000 |
| Noninterest expense | 326,000 | 641,000 | 974,000 | 1,272,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 184,000 | 417,000 | 652,000 |
| Income tax | 20,000 | 20,000 | 65,000 | 103,000 |
| Net income | 86,000 | 164,000 | 352,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,423,000 | 6,344,000 | 6,531,000 | 6,728,000 |
| Total capital | 6,739,000 | 6,660,000 | 6,847,000 | 7,044,000 |
| Risk-weighted assets | 65,699,000 | 62,691,000 | 63,013,000 | 40,984,000 |