Call reports 2020
STRASBURG STATE BANK — 2020
What STRASBURG STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 72,786,000 | 76,669,000 | 76,149,000 | 80,030,000 |
| Total loans | 34,057,000 | 34,497,000 | 33,970,000 | 32,789,000 |
| Allowance for loan losses | 316,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 2,000 | 0 | 0 | 0 |
| Securities held to maturity | 9,809,000 | 10,654,000 | 11,779,000 | 12,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,796,000 | 69,606,000 | 69,052,000 | 72,935,000 |
| Interest-bearing deposits | 53,445,000 | 56,207,000 | 56,045,000 | 58,049,000 |
| Noninterest-bearing deposits | 12,351,000 | 13,399,000 | 13,007,000 | 14,886,000 |
| Equity capital | 6,067,000 | 6,077,000 | 6,130,000 | 6,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,179,000 | 1,714,000 | 2,238,000 |
| Interest expense | 203,000 | 386,000 | 518,000 | 620,000 |
| Net interest income | 440,000 | 793,000 | 1,196,000 | 1,618,000 |
| Noninterest income | 12,000 | 33,000 | 59,000 | 85,000 |
| Noninterest expense | 324,000 | 625,000 | 961,000 | 1,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 201,000 | 294,000 | 456,000 |
| Income tax | 10,000 | 55,000 | 95,000 | 50,000 |
| Net income | 118,000 | 146,000 | 199,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 6,077,000 | 6,130,000 | 6,337,000 |
| Total capital | 6,383,000 | 6,393,000 | 6,446,000 | 6,653,000 |
| Risk-weighted assets | 55,695,000 | 58,472,000 | 55,099,000 | 57,672,000 |