Call reports 2019
STRASBURG STATE BANK — 2019
What STRASBURG STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,847,000 | 65,315,000 | 65,840,000 | 70,763,000 |
| Total loans | 33,579,000 | 34,860,000 | 36,294,000 | 37,050,000 |
| Allowance for loan losses | 316,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 12,424,000 | 11,555,000 | 11,199,000 | 10,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,260,000 | 58,807,000 | 59,050,000 | 63,990,000 |
| Interest-bearing deposits | 46,751,000 | 47,445,000 | 48,485,000 | 51,741,000 |
| Noninterest-bearing deposits | 11,509,000 | 11,362,000 | 10,565,000 | 12,249,000 |
| Equity capital | 5,737,000 | 5,613,000 | 5,763,000 | 5,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,253,000 | 1,923,000 | 2,608,000 |
| Interest expense | 104,000 | 258,000 | 432,000 | 629,000 |
| Net interest income | 515,000 | 995,000 | 1,491,000 | 1,979,000 |
| Noninterest income | 11,000 | 36,000 | 62,000 | 92,000 |
| Noninterest expense | 322,000 | 663,000 | 1,004,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 368,000 | 549,000 | 725,000 |
| Income tax | 55,000 | 80,000 | 111,000 | 101,000 |
| Net income | 149,000 | 288,000 | 438,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,737,000 | 5,613,000 | 5,763,000 | 5,949,000 |
| Total capital | 6,053,000 | 5,929,000 | 6,079,000 | 6,265,000 |
| Risk-weighted assets | 45,901,000 | 45,631,000 | 45,140,000 | 51,093,000 |