Call reports 2018
STRASBURG STATE BANK — 2018
What STRASBURG STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,321,000 | 62,336,000 | 60,000,000 | 62,967,000 |
| Total loans | 33,882,000 | 35,940,000 | 36,699,000 | 37,549,000 |
| Allowance for loan losses | 316,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 13,821,000 | 13,281,000 | 12,751,000 | 12,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,052,000 | 56,434,000 | 53,808,000 | 56,682,000 |
| Interest-bearing deposits | 45,477,000 | 44,339,000 | 42,801,000 | 45,256,000 |
| Noninterest-bearing deposits | 12,575,000 | 12,095,000 | 11,007,000 | 11,426,000 |
| Equity capital | 5,613,000 | 5,220,000 | 5,384,000 | 5,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,101,000 | 1,685,000 | 2,293,000 |
| Interest expense | 45,000 | 103,000 | 164,000 | 245,000 |
| Net interest income | 491,000 | 998,000 | 1,521,000 | 2,048,000 |
| Noninterest income | 16,000 | 41,000 | 69,000 | 116,000 |
| Noninterest expense | 341,000 | 676,000 | 1,001,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 363,000 | 589,000 | 818,000 |
| Income tax | 45,000 | 110,000 | 172,000 | 197,000 |
| Net income | 121,000 | 253,000 | 417,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,613,000 | 5,220,000 | 5,384,000 | 5,588,000 |
| Total capital | 5,929,000 | 5,536,000 | 5,700,000 | 5,904,000 |
| Risk-weighted assets | 43,704,000 | 40,609,000 | 37,678,000 | 41,085,000 |