Call reports 2017
STRASBURG STATE BANK — 2017
What STRASBURG STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,119,000 | 63,022,000 | 64,755,000 | 63,350,000 |
| Total loans | 32,986,000 | 36,612,000 | 38,043,000 | 36,956,000 |
| Allowance for loan losses | 333,000 | 333,000 | 333,000 | 312,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 14,743,000 | 13,689,000 | 13,780,000 | 13,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,961,000 | 57,006,000 | 58,492,000 | 57,339,000 |
| Interest-bearing deposits | 47,922,000 | 47,735,000 | 47,756,000 | 45,687,000 |
| Noninterest-bearing deposits | 11,039,000 | 9,271,000 | 10,736,000 | 11,652,000 |
| Equity capital | 5,575,000 | 5,445,000 | 5,576,000 | 5,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,032,000 | 1,585,000 | 2,136,000 |
| Interest expense | 41,000 | 82,000 | 124,000 | 167,000 |
| Net interest income | 471,000 | 950,000 | 1,461,000 | 1,969,000 |
| Noninterest income | 19,000 | 42,000 | 68,000 | 91,000 |
| Noninterest expense | 333,000 | 673,000 | 1,022,000 | 1,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 319,000 | 507,000 | 692,000 |
| Income tax | 39,000 | 79,000 | 135,000 | 195,000 |
| Net income | 118,000 | 240,000 | 372,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,575,000 | 5,445,000 | 5,576,000 | 5,492,000 |
| Total capital | 5,908,000 | 5,778,000 | 5,909,000 | 5,804,000 |
| Risk-weighted assets | 36,205,000 | 39,195,000 | 44,166,000 | 41,752,000 |