Call reports 2016
STRASBURG STATE BANK — 2016
What STRASBURG STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,572,000 | 62,973,000 | 64,007,000 | 64,309,000 |
| Total loans | 34,047,000 | 39,101,000 | 40,248,000 | 38,000,000 |
| Allowance for loan losses | 320,000 | 320,000 | 325,000 | 333,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 15,620,000 | 15,065,000 | 14,040,000 | 14,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,631,000 | 57,132,000 | 57,908,000 | 58,393,000 |
| Interest-bearing deposits | 47,393,000 | 48,772,000 | 48,460,000 | 47,320,000 |
| Noninterest-bearing deposits | 10,238,000 | 8,360,000 | 9,448,000 | 11,073,000 |
| Equity capital | 5,470,000 | 5,388,000 | 5,519,000 | 5,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,067,000 | 1,638,000 | 2,194,000 |
| Interest expense | 40,000 | 84,000 | 128,000 | 169,000 |
| Net interest income | 497,000 | 983,000 | 1,510,000 | 2,025,000 |
| Noninterest income | 12,000 | 36,000 | 66,000 | 94,000 |
| Noninterest expense | 325,000 | 663,000 | 1,011,000 | 1,356,000 |
| Provision for loan losses | 5,000 | 5,000 | 10,000 | 18,000 |
| Pretax income | 179,000 | 351,000 | 555,000 | 745,000 |
| Income tax | 43,000 | 88,000 | 161,000 | 203,000 |
| Net income | 136,000 | 263,000 | 394,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,470,000 | 5,388,000 | 5,519,000 | 5,457,000 |
| Total capital | 5,790,000 | 5,708,000 | 5,844,000 | 5,790,000 |
| Risk-weighted assets | 35,882,000 | 38,011,000 | 38,744,000 | 37,888,000 |