Call reports 2014
STRASBURG STATE BANK — 2014
What STRASBURG STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,061,000 | 60,386,000 | 58,757,000 | 61,410,000 |
| Total loans | 29,058,000 | 34,124,000 | 36,233,000 | 35,398,000 |
| Allowance for loan losses | 301,000 | 301,000 | 306,000 | 306,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 14,965,000 | 15,424,000 | 15,945,000 | 15,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,463,000 | 54,835,000 | 52,956,000 | 55,796,000 |
| Interest-bearing deposits | 47,894,000 | 44,838,000 | 43,777,000 | 44,156,000 |
| Noninterest-bearing deposits | 11,569,000 | 9,997,000 | 9,179,000 | 11,640,000 |
| Equity capital | 5,202,000 | 5,157,000 | 5,307,000 | 5,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 936,000 | 1,485,000 | 2,033,000 |
| Interest expense | 42,000 | 82,000 | 118,000 | 155,000 |
| Net interest income | 421,000 | 854,000 | 1,367,000 | 1,878,000 |
| Noninterest income | 21,000 | 44,000 | 68,000 | 95,000 |
| Noninterest expense | 316,000 | 634,000 | 965,000 | 1,316,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 126,000 | 264,000 | 465,000 | 652,000 |
| Income tax | 22,000 | 48,000 | 99,000 | 110,000 |
| Net income | 104,000 | 216,000 | 366,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,202,000 | 5,157,000 | 5,307,000 | 5,273,000 |
| Total capital | 5,503,000 | 5,458,000 | 5,613,000 | 5,579,000 |
| Risk-weighted assets | 34,067,000 | 35,413,000 | 36,837,000 | 35,946,000 |