Call reports 2013
STRASBURG STATE BANK — 2013
What STRASBURG STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,762,000 | 58,326,000 | 59,679,000 | 61,564,000 |
| Total loans | 28,341,000 | 29,921,000 | 31,196,000 | 31,502,000 |
| Allowance for loan losses | 301,000 | 301,000 | 301,000 | 301,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 14,540,000 | 13,857,000 | 14,447,000 | 15,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,309,000 | 52,847,000 | 53,988,000 | 56,107,000 |
| Interest-bearing deposits | 43,993,000 | 43,814,000 | 43,658,000 | 44,175,000 |
| Noninterest-bearing deposits | 9,316,000 | 9,033,000 | 10,330,000 | 11,932,000 |
| Equity capital | 5,001,000 | 5,004,000 | 5,129,000 | 5,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 928,000 | 1,420,000 | 1,915,000 |
| Interest expense | 53,000 | 102,000 | 147,000 | 190,000 |
| Net interest income | 415,000 | 826,000 | 1,273,000 | 1,725,000 |
| Noninterest income | 25,000 | 48,000 | 75,000 | 102,000 |
| Noninterest expense | 300,000 | 600,000 | 909,000 | 1,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 274,000 | 439,000 | 618,000 |
| Income tax | 28,000 | 54,000 | 94,000 | 93,000 |
| Net income | 112,000 | 220,000 | 345,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,001,000 | 5,004,000 | 5,129,000 | 5,099,000 |
| Total capital | 5,302,000 | 5,305,000 | 5,430,000 | 5,400,000 |
| Risk-weighted assets | 32,274,000 | 32,520,000 | 34,183,000 | 34,451,000 |