Call reports 2012
STRASBURG STATE BANK — 2012
What STRASBURG STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,791,000 | 54,634,000 | 54,474,000 | 56,212,000 |
| Total loans | 27,696,000 | 30,396,000 | 30,556,000 | 29,768,000 |
| Allowance for loan losses | 271,000 | 271,000 | 301,000 | 301,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 13,794,000 | 13,530,000 | 14,637,000 | 14,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,356,000 | 49,242,000 | 48,872,000 | 50,940,000 |
| Interest-bearing deposits | 42,577,000 | 41,186,000 | 40,277,000 | 40,768,000 |
| Noninterest-bearing deposits | 8,779,000 | 8,056,000 | 8,595,000 | 10,172,000 |
| Equity capital | 4,972,000 | 4,892,000 | 5,023,000 | 4,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,002,000 | 1,530,000 | 2,032,000 |
| Interest expense | 62,000 | 121,000 | 174,000 | 225,000 |
| Net interest income | 439,000 | 881,000 | 1,356,000 | 1,807,000 |
| Noninterest income | 21,000 | 47,000 | 69,000 | 101,000 |
| Noninterest expense | 286,000 | 587,000 | 882,000 | 1,214,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 174,000 | 341,000 | 513,000 | 664,000 |
| Income tax | 40,000 | 77,000 | 118,000 | 141,000 |
| Net income | 134,000 | 264,000 | 395,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,972,000 | 4,892,000 | 5,023,000 | 4,889,000 |
| Total capital | 5,243,000 | 5,163,000 | 5,324,000 | 5,190,000 |
| Risk-weighted assets | 30,229,000 | 30,867,000 | 31,960,000 | 31,936,000 |