Call reports 2011
STRASBURG STATE BANK — 2011
What STRASBURG STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,194,000 | 53,952,000 | 53,794,000 | 54,319,000 |
| Total loans | 24,896,000 | 28,204,000 | 29,633,000 | 29,136,000 |
| Allowance for loan losses | 271,000 | 271,000 | 271,000 | 271,000 |
| Securities available for sale | 0 | 0 | 2,000 | 2,000 |
| Securities held to maturity | 13,366,000 | 12,875,000 | 13,648,000 | 14,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,957,000 | 48,731,000 | 48,349,000 | 49,081,000 |
| Interest-bearing deposits | 42,026,000 | 41,858,000 | 41,017,000 | 39,753,000 |
| Noninterest-bearing deposits | 6,931,000 | 6,873,000 | 7,332,000 | 9,328,000 |
| Equity capital | 4,739,000 | 4,732,000 | 4,875,000 | 4,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,006,000 | 1,557,000 | 2,088,000 |
| Interest expense | 118,000 | 226,000 | 326,000 | 400,000 |
| Net interest income | 386,000 | 780,000 | 1,231,000 | 1,688,000 |
| Noninterest income | 22,000 | 46,000 | 69,000 | 100,000 |
| Noninterest expense | 292,000 | 588,000 | 871,000 | 1,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 238,000 | 429,000 | 639,000 |
| Income tax | 19,000 | 43,000 | 91,000 | 128,000 |
| Net income | 97,000 | 195,000 | 338,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,739,000 | 4,732,000 | 4,875,000 | 4,838,000 |
| Total capital | 5,010,000 | 5,003,000 | 5,146,000 | 5,109,000 |
| Risk-weighted assets | 40,931,000 | 43,004,000 | 29,365,000 | 30,165,000 |