Call reports 2010
STRASBURG STATE BANK — 2010
What STRASBURG STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,323,000 | 49,462,000 | 51,369,000 | 52,188,000 |
| Total loans | 24,624,000 | 29,205,000 | 28,373,000 | 26,985,000 |
| Allowance for loan losses | 261,000 | 261,000 | 261,000 | 271,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,771,000 | 12,204,000 | 12,549,000 | 12,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,325,000 | 44,506,000 | 46,166,000 | 47,053,000 |
| Interest-bearing deposits | 37,694,000 | 38,876,000 | 40,213,000 | 40,520,000 |
| Noninterest-bearing deposits | 5,631,000 | 5,630,000 | 5,953,000 | 6,533,000 |
| Equity capital | 4,473,000 | 4,401,000 | 4,546,000 | 4,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,100,000 | 1,692,000 | 2,243,000 |
| Interest expense | 120,000 | 247,000 | 385,000 | 521,000 |
| Net interest income | 416,000 | 853,000 | 1,307,000 | 1,722,000 |
| Noninterest income | 18,000 | 39,000 | 63,000 | 97,000 |
| Noninterest expense | 292,000 | 573,000 | 849,000 | 1,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 142,000 | 319,000 | 521,000 | 651,000 |
| Income tax | 37,000 | 77,000 | 134,000 | 155,000 |
| Net income | 105,000 | 242,000 | 387,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,473,000 | 4,401,000 | 4,546,000 | 4,642,000 |
| Total capital | 4,734,000 | 4,662,000 | 4,807,000 | 4,913,000 |
| Risk-weighted assets | 38,791,000 | 41,625,000 | 42,155,000 | 41,607,000 |