Call reports 2009
STRASBURG STATE BANK — 2009
What STRASBURG STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,403,000 | 47,117,000 | 46,318,000 | 47,917,000 |
| Total loans | 22,494,000 | 24,649,000 | 25,950,000 | 25,715,000 |
| Allowance for loan losses | 261,000 | 261,000 | 260,000 | 261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,717,000 | 13,899,000 | 13,664,000 | 13,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,457,000 | 41,980,000 | 41,197,000 | 42,834,000 |
| Interest-bearing deposits | 36,556,000 | 36,424,000 | 36,464,000 | 37,112,000 |
| Noninterest-bearing deposits | 4,901,000 | 5,556,000 | 4,733,000 | 5,722,000 |
| Equity capital | 4,413,000 | 4,544,000 | 4,464,000 | 4,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,129,000 | 1,703,000 | 2,273,000 |
| Interest expense | 140,000 | 265,000 | 388,000 | 510,000 |
| Net interest income | 430,000 | 864,000 | 1,315,000 | 1,763,000 |
| Noninterest income | 15,000 | 37,000 | 58,000 | 81,000 |
| Noninterest expense | 267,000 | 544,000 | 850,000 | 1,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 357,000 | 523,000 | 651,000 |
| Income tax | 41,000 | 89,000 | 125,000 | 138,000 |
| Net income | 137,000 | 268,000 | 398,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,413,000 | 4,544,000 | 4,464,000 | 4,579,000 |
| Total capital | 4,674,000 | 4,805,000 | 4,724,000 | 4,840,000 |
| Risk-weighted assets | 36,471,000 | 38,135,000 | 39,095,000 | 39,512,000 |