Call reports 2008
STRASBURG STATE BANK — 2008
What STRASBURG STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,485,000 | 47,570,000 | 48,275,000 | 48,807,000 |
| Total loans | 20,832,000 | 24,569,000 | 24,620,000 | 24,831,000 |
| Allowance for loan losses | 255,000 | 254,000 | 261,000 | 261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,876,000 | 14,550,000 | 14,743,000 | 14,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,469,000 | 42,390,000 | 43,118,000 | 43,781,000 |
| Interest-bearing deposits | 39,104,000 | 37,200,000 | 37,654,000 | 36,774,000 |
| Noninterest-bearing deposits | 5,365,000 | 5,190,000 | 5,464,000 | 7,007,000 |
| Equity capital | 4,366,000 | 4,471,000 | 4,390,000 | 4,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,332,000 | 1,997,000 | 2,641,000 |
| Interest expense | 320,000 | 575,000 | 797,000 | 982,000 |
| Net interest income | 364,000 | 757,000 | 1,200,000 | 1,659,000 |
| Noninterest income | 18,000 | 39,000 | 58,000 | 81,000 |
| Noninterest expense | 268,000 | 551,000 | 846,000 | 1,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 245,000 | 412,000 | 532,000 |
| Income tax | 17,000 | 43,000 | 81,000 | 105,000 |
| Net income | 97,000 | 202,000 | 331,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,366,000 | 4,471,000 | 4,390,000 | 4,486,000 |
| Total capital | 4,621,000 | 4,725,000 | 4,651,000 | 4,747,000 |
| Risk-weighted assets | 34,759,000 | 37,345,000 | 38,409,000 | 38,746,000 |