Call reports 2007
STRASBURG STATE BANK — 2007
What STRASBURG STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,138,000 | 44,878,000 | 46,024,000 | 46,923,000 |
| Total loans | 20,407,000 | 24,245,000 | 24,010,000 | 23,706,000 |
| Allowance for loan losses | 254,000 | 254,000 | 254,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,708,000 | 14,656,000 | 14,654,000 | 14,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,094,000 | 39,683,000 | 40,832,000 | 41,825,000 |
| Interest-bearing deposits | 37,620,000 | 35,501,000 | 35,918,000 | 36,787,000 |
| Noninterest-bearing deposits | 4,474,000 | 4,182,000 | 4,914,000 | 5,038,000 |
| Equity capital | 4,398,000 | 4,492,000 | 4,384,000 | 4,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,441,000 | 2,181,000 | 2,918,000 |
| Interest expense | 360,000 | 712,000 | 1,066,000 | 1,407,000 |
| Net interest income | 358,000 | 729,000 | 1,115,000 | 1,511,000 |
| Noninterest income | 17,000 | 38,000 | 60,000 | 85,000 |
| Noninterest expense | 272,000 | 556,000 | 841,000 | 1,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 211,000 | 334,000 | 438,000 |
| Income tax | 14,000 | 28,000 | 49,000 | 58,000 |
| Net income | 89,000 | 183,000 | 285,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,492,000 | 4,384,000 | 4,479,000 |
| Total capital | 4,652,000 | 4,746,000 | 4,638,000 | 4,734,000 |
| Risk-weighted assets | 33,850,000 | 36,503,000 | 36,691,000 | 36,507,000 |