Call reports 2006
STRASBURG STATE BANK — 2006
What STRASBURG STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,314,000 | 44,292,000 | 46,374,000 | 48,459,000 |
| Total loans | 22,229,000 | 24,571,000 | 23,065,000 | 20,875,000 |
| Allowance for loan losses | 276,000 | 275,000 | 275,000 | 254,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,959,000 | 14,494,000 | 14,325,000 | 14,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,355,000 | 39,151,000 | 41,241,000 | 43,401,000 |
| Interest-bearing deposits | 35,250,000 | 35,115,000 | 36,811,000 | 38,355,000 |
| Noninterest-bearing deposits | 4,105,000 | 4,036,000 | 4,430,000 | 5,046,000 |
| Equity capital | 4,379,000 | 4,481,000 | 4,382,000 | 4,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,332,000 | 2,039,000 | 2,772,000 |
| Interest expense | 276,000 | 567,000 | 883,000 | 1,236,000 |
| Net interest income | 381,000 | 765,000 | 1,156,000 | 1,536,000 |
| Noninterest income | 16,000 | 38,000 | 59,000 | 83,000 |
| Noninterest expense | 260,000 | 532,000 | 798,000 | 1,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 271,000 | 417,000 | 509,000 |
| Income tax | 18,000 | 50,000 | 85,000 | 40,000 |
| Net income | 119,000 | 221,000 | 332,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,379,000 | 4,481,000 | 4,382,000 | 4,519,000 |
| Total capital | 4,655,000 | 4,756,000 | 4,657,000 | 4,773,000 |
| Risk-weighted assets | 35,067,000 | 36,451,000 | 35,979,000 | 34,512,000 |