Call reports 2002
STRASBURG STATE BANK — 2002
What STRASBURG STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,274,000 | 42,026,000 | 42,180,000 | 43,992,000 |
| Total loans | 26,479,000 | 28,385,000 | 28,112,000 | 26,001,000 |
| Allowance for loan losses | 352,000 | 372,000 | 405,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,768,000 | 10,749,000 | 10,338,000 | 11,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,664,000 | 37,232,000 | 37,315,000 | 39,263,000 |
| Interest-bearing deposits | 34,744,000 | 33,927,000 | 34,094,000 | 35,967,000 |
| Noninterest-bearing deposits | 2,920,000 | 3,305,000 | 3,221,000 | 3,296,000 |
| Equity capital | 3,910,000 | 4,072,000 | 4,075,000 | 4,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,433,000 | 2,155,000 | 2,860,000 |
| Interest expense | 294,000 | 559,000 | 804,000 | 1,049,000 |
| Net interest income | 417,000 | 874,000 | 1,351,000 | 1,811,000 |
| Noninterest income | 11,000 | 32,000 | 55,000 | 82,000 |
| Noninterest expense | 226,000 | 454,000 | 695,000 | 1,000,000 |
| Provision for loan losses | 0 | 20,000 | 53,000 | 208,000 |
| Pretax income | 202,000 | 432,000 | 658,000 | 685,000 |
| Income tax | 63,000 | 131,000 | 196,000 | 199,000 |
| Net income | 139,000 | 301,000 | 462,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,910,000 | 4,072,000 | 4,075,000 | 4,099,000 |
| Total capital | 4,262,000 | 4,444,000 | 4,480,000 | 4,506,000 |
| Risk-weighted assets | 35,177,000 | 36,673,000 | 36,564,000 | 35,135,000 |