Call reports 2001
STRASBURG STATE BANK — 2001
What STRASBURG STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,036,000 | 39,982,000 | 40,556,000 | 42,583,000 |
| Total loans | 25,264,000 | 27,154,000 | 27,745,000 | 26,448,000 |
| Allowance for loan losses | 327,000 | 327,000 | 332,000 | 352,000 |
| Securities available for sale | 869,000 | 536,000 | 512,000 | 476,000 |
| Securities held to maturity | 9,692,000 | 9,328,000 | 8,998,000 | 9,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,440,000 | 35,281,000 | 35,850,000 | 37,969,000 |
| Interest-bearing deposits | 33,101,000 | 32,499,000 | 32,975,000 | 34,322,000 |
| Noninterest-bearing deposits | 3,339,000 | 2,782,000 | 2,875,000 | 3,647,000 |
| Equity capital | 3,714,000 | 3,824,000 | 3,831,000 | 3,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,610,000 | 2,395,000 | 3,130,000 |
| Interest expense | 449,000 | 880,000 | 1,273,000 | 1,623,000 |
| Net interest income | 366,000 | 730,000 | 1,122,000 | 1,507,000 |
| Noninterest income | 10,000 | 28,000 | 47,000 | 63,000 |
| Noninterest expense | 229,000 | 458,000 | 697,000 | 966,000 |
| Provision for loan losses | 5,000 | 10,000 | 18,000 | 38,000 |
| Pretax income | 142,000 | 290,000 | 454,000 | 566,000 |
| Income tax | 38,000 | 76,000 | 119,000 | 148,000 |
| Net income | 104,000 | 214,000 | 335,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,714,000 | 3,824,000 | 3,824,000 | 3,907,000 |
| Total capital | 4,041,000 | 4,151,000 | 4,156,000 | 4,259,000 |
| Risk-weighted assets | 33,833,000 | 35,159,000 | 35,984,000 | 35,267,000 |