Call reports 2016
MEETINGHOUSE BANK — 2016
What MEETINGHOUSE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 123,592,000 | 121,107,000 | 119,879,000 | 119,878,000 |
| Total loans | 89,548,000 | 86,252,000 | 90,022,000 | 83,503,000 |
| Allowance for loan losses | 532,000 | 521,000 | 509,000 | 498,000 |
| Securities available for sale | 14,908,000 | 13,535,000 | 13,577,000 | 13,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,023,000 | 101,160,000 | 100,054,000 | 100,775,000 |
| Interest-bearing deposits | 82,242,000 | 80,819,000 | 77,823,000 | 78,848,000 |
| Noninterest-bearing deposits | 21,781,000 | 20,341,000 | 22,231,000 | 21,927,000 |
| Equity capital | 9,546,000 | 9,825,000 | 9,860,000 | 9,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,152,000 | 3,165,000 | 4,160,000 |
| Interest expense | 236,000 | 475,000 | 717,000 | 960,000 |
| Net interest income | 846,000 | 1,677,000 | 2,448,000 | 3,200,000 |
| Noninterest income | 454,000 | 1,185,000 | 1,719,000 | 2,256,000 |
| Noninterest expense | 1,239,000 | 2,525,000 | 3,827,000 | 5,143,000 |
| Provision for loan losses | -26,000 | -37,000 | -49,000 | -60,000 |
| Pretax income | 87,000 | 374,000 | 389,000 | 373,000 |
| Income tax | 33,000 | 146,000 | 150,000 | 179,000 |
| Net income | 54,000 | 228,000 | 239,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,359,000 | 9,573,000 | 9,625,000 | 9,623,000 |
| Total capital | 9,891,000 | 10,094,000 | 10,134,000 | 10,121,000 |
| Risk-weighted assets | 69,939,000 | 66,228,000 | 70,343,000 | 64,636,000 |