Call reports 2015
MEETINGHOUSE BANK — 2015
What MEETINGHOUSE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 114,197,000 | 116,483,000 | 119,915,000 | 122,416,000 |
| Total loans | 86,682,000 | 89,932,000 | 92,615,000 | 93,123,000 |
| Allowance for loan losses | 521,000 | 550,000 | 572,000 | 565,000 |
| Securities available for sale | 16,435,000 | 16,540,000 | 16,139,000 | 15,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,313,000 | 97,074,000 | 99,928,000 | 102,983,000 |
| Interest-bearing deposits | 76,619,000 | 78,247,000 | 80,516,000 | 82,452,000 |
| Noninterest-bearing deposits | 16,694,000 | 18,827,000 | 19,412,000 | 20,531,000 |
| Equity capital | 9,179,000 | 9,062,000 | 9,350,000 | 9,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,020,000 | 3,109,000 | 4,208,000 |
| Interest expense | 201,000 | 409,000 | 628,000 | 857,000 |
| Net interest income | 803,000 | 1,611,000 | 2,481,000 | 3,351,000 |
| Noninterest income | 462,000 | 1,007,000 | 1,583,000 | 2,036,000 |
| Noninterest expense | 1,084,000 | 2,331,000 | 3,539,000 | 4,748,000 |
| Provision for loan losses | -3,000 | 26,000 | 48,000 | 41,000 |
| Pretax income | 184,000 | 261,000 | 477,000 | 598,000 |
| Income tax | 72,000 | 111,000 | 196,000 | 242,000 |
| Net income | 112,000 | 150,000 | 281,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,913,000 | 8,981,000 | 9,151,000 | 9,263,000 |
| Total capital | 9,434,000 | 9,531,000 | 9,723,000 | 9,828,000 |
| Risk-weighted assets | 64,820,000 | 73,934,000 | 68,397,000 | 73,662,000 |