Call reports 2012
MEETINGHOUSE BANK — 2012
What MEETINGHOUSE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,591,000 | 73,350,000 | 74,065,000 | 81,821,000 |
| Total loans | 44,155,000 | 51,617,000 | 50,496,000 | 58,767,000 |
| Allowance for loan losses | 328,000 | 335,000 | 333,000 | 334,000 |
| Securities available for sale | 6,512,000 | 6,531,000 | 5,444,000 | 4,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,049,000 | 67,805,000 | 68,302,000 | 73,258,000 |
| Interest-bearing deposits | 53,569,000 | 53,761,000 | 53,441,000 | 54,712,000 |
| Noninterest-bearing deposits | 13,480,000 | 14,044,000 | 14,861,000 | 18,546,000 |
| Equity capital | 5,271,000 | 5,270,000 | 5,418,000 | 7,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,241,000 | 1,868,000 | 2,490,000 |
| Interest expense | 150,000 | 295,000 | 435,000 | 570,000 |
| Net interest income | 474,000 | 946,000 | 1,433,000 | 1,920,000 |
| Noninterest income | 295,000 | 661,000 | 1,376,000 | 2,038,000 |
| Noninterest expense | 716,000 | 1,553,000 | 2,541,000 | 3,635,000 |
| Provision for loan losses | -2,000 | 5,000 | 3,000 | 7,000 |
| Pretax income | 55,000 | 49,000 | 265,000 | 316,000 |
| Income tax | 9,000 | 6,000 | 90,000 | 109,000 |
| Net income | 46,000 | 43,000 | 175,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,128,000 | 5,125,000 | 5,246,000 | 7,614,000 |
| Total capital | 5,456,000 | 5,460,000 | 5,579,000 | 7,948,000 |
| Risk-weighted assets | 36,559,000 | 41,483,000 | 39,057,000 | 42,790,000 |