Call reports 2009
MEETINGHOUSE BANK — 2009
What MEETINGHOUSE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,940,000 | 63,412,000 | 62,055,000 | 60,209,000 |
| Total loans | 42,712,000 | 42,513,000 | 42,608,000 | 43,788,000 |
| Allowance for loan losses | 355,000 | 355,000 | 308,000 | 308,000 |
| Securities available for sale | 6,238,000 | 8,180,000 | 8,256,000 | 8,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,667,000 | 54,898,000 | 54,956,000 | 54,880,000 |
| Interest-bearing deposits | 48,156,000 | 50,907,000 | 50,350,000 | 50,387,000 |
| Noninterest-bearing deposits | 3,511,000 | 3,991,000 | 4,606,000 | 4,493,000 |
| Equity capital | 4,347,000 | 4,395,000 | 4,475,000 | 4,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,482,000 | 2,232,000 | 2,940,000 |
| Interest expense | 388,000 | 740,000 | 1,066,000 | 1,351,000 |
| Net interest income | 389,000 | 742,000 | 1,166,000 | 1,589,000 |
| Noninterest income | 163,000 | 355,000 | 488,000 | 586,000 |
| Noninterest expense | 473,000 | 1,034,000 | 1,579,000 | 2,104,000 |
| Provision for loan losses | 0 | 0 | -47,000 | -47,000 |
| Pretax income | 79,000 | 63,000 | 122,000 | 118,000 |
| Income tax | 29,000 | 19,000 | 50,000 | 47,000 |
| Net income | 50,000 | 44,000 | 72,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,352,000 | 4,346,000 | 4,374,000 | 4,374,000 |
| Total capital | 4,707,000 | 4,701,000 | 4,682,000 | 4,682,000 |
| Risk-weighted assets | 41,138,000 | 40,697,000 | 40,456,000 | 41,125,000 |