Call reports 2007
MEETINGHOUSE BANK — 2007
What MEETINGHOUSE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,244,000 | 49,097,000 | 49,507,000 | 53,639,000 |
| Total loans | 39,198,000 | 39,066,000 | 38,187,000 | 37,870,000 |
| Allowance for loan losses | 291,000 | 291,000 | 261,000 | 261,000 |
| Securities available for sale | 4,467,000 | 5,076,000 | 4,836,000 | 6,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,365,000 | 39,394,000 | 40,058,000 | 41,467,000 |
| Interest-bearing deposits | 39,347,000 | 36,064,000 | 36,715,000 | 37,083,000 |
| Noninterest-bearing deposits | 3,018,000 | 3,330,000 | 3,343,000 | 4,384,000 |
| Equity capital | 4,261,000 | 4,265,000 | 4,207,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,367,000 | 2,069,000 | 2,795,000 |
| Interest expense | 344,000 | 707,000 | 1,092,000 | 1,489,000 |
| Net interest income | 332,000 | 660,000 | 977,000 | 1,306,000 |
| Noninterest income | 115,000 | 240,000 | 372,000 | 523,000 |
| Noninterest expense | 470,000 | 908,000 | 1,433,000 | 1,888,000 |
| Provision for loan losses | 0 | 0 | -30,000 | -30,000 |
| Pretax income | -23,000 | -8,000 | -54,000 | -29,000 |
| Income tax | 1,000 | 5,000 | -12,000 | -9,000 |
| Net income | -24,000 | -13,000 | -42,000 | -20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,261,000 | 4,274,000 | 4,244,000 | 4,266,000 |
| Total capital | 4,552,000 | 4,565,000 | 4,505,000 | 4,527,000 |
| Risk-weighted assets | 33,132,000 | 34,374,000 | 33,668,000 | 34,325,000 |