Call reports 2005
MEETINGHOUSE BANK — 2005
What MEETINGHOUSE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,948,000 | 46,710,000 | 45,695,000 | 46,072,000 |
| Total loans | 32,645,000 | 32,698,000 | 33,536,000 | 36,193,000 |
| Allowance for loan losses | 393,000 | 389,000 | 390,000 | 390,000 |
| Securities available for sale | 8,371,000 | 7,626,000 | 6,708,000 | 6,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,790,000 | 39,607,000 | 38,743,000 | 37,291,000 |
| Interest-bearing deposits | 37,426,000 | 35,497,000 | 35,010,000 | 33,240,000 |
| Noninterest-bearing deposits | 1,364,000 | 4,110,000 | 3,733,000 | 4,051,000 |
| Equity capital | 3,637,000 | 3,704,000 | 3,710,000 | 3,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,154,000 | 1,725,000 | 2,308,000 |
| Interest expense | 156,000 | 336,000 | 515,000 | 704,000 |
| Net interest income | 414,000 | 818,000 | 1,210,000 | 1,604,000 |
| Noninterest income | 68,000 | 96,000 | 133,000 | 165,000 |
| Noninterest expense | 440,000 | 845,000 | 1,273,000 | 1,704,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -56,000 |
| Pretax income | 42,000 | 69,000 | 95,000 | 121,000 |
| Income tax | 5,000 | 7,000 | 8,000 | 8,000 |
| Net income | 37,000 | 62,000 | 87,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,754,000 | 3,780,000 | 3,806,000 | 3,833,000 |
| Total capital | 4,136,000 | 4,164,000 | 4,191,000 | 4,218,000 |
| Risk-weighted assets | 30,609,000 | 30,753,000 | 30,781,000 | 30,832,000 |