Call reports 2004
MEETINGHOUSE BANK — 2004
What MEETINGHOUSE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,296,000 | 41,489,000 | 44,880,000 | 46,320,000 |
| Total loans | 27,270,000 | 28,384,000 | 29,775,000 | 32,291,000 |
| Allowance for loan losses | 388,000 | 385,000 | 387,000 | 387,000 |
| Securities available for sale | 7,179,000 | 8,157,000 | 9,609,000 | 8,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,195,000 | 35,962,000 | 37,952,000 | 38,026,000 |
| Interest-bearing deposits | 32,321,000 | 31,933,000 | 33,253,000 | 36,253,000 |
| Noninterest-bearing deposits | 3,874,000 | 4,029,000 | 4,699,000 | 1,773,000 |
| Equity capital | 3,577,000 | 3,459,000 | 3,662,000 | 3,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 962,000 | 1,468,000 | 2,010,000 |
| Interest expense | 119,000 | 238,000 | 367,000 | 514,000 |
| Net interest income | 347,000 | 724,000 | 1,101,000 | 1,496,000 |
| Noninterest income | 51,000 | 85,000 | 329,000 | 365,000 |
| Noninterest expense | 366,000 | 763,000 | 1,263,000 | 1,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 46,000 | 167,000 | 231,000 |
| Income tax | 3,000 | 5,000 | 19,000 | 101,000 |
| Net income | 29,000 | 41,000 | 148,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,612,000 | 3,625,000 | 3,732,000 | 3,716,000 |
| Total capital | 3,967,000 | 3,985,000 | 4,105,000 | 4,085,000 |
| Risk-weighted assets | 27,599,000 | 28,700,000 | 29,775,000 | 30,072,000 |