Call reports 2003
MEETINGHOUSE BANK — 2003
What MEETINGHOUSE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,228,000 | 38,625,000 | 41,962,000 | 40,156,000 |
| Total loans | 23,171,000 | 22,772,000 | 25,025,000 | 26,495,000 |
| Allowance for loan losses | 544,000 | 544,000 | 544,000 | 384,000 |
| Securities available for sale | 5,937,000 | 8,495,000 | 7,639,000 | 7,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,600,000 | 32,909,000 | 34,980,000 | 34,130,000 |
| Interest-bearing deposits | 29,341,000 | 31,616,000 | 32,302,000 | 31,515,000 |
| Noninterest-bearing deposits | 1,259,000 | 1,293,000 | 2,678,000 | 2,615,000 |
| Equity capital | 3,371,000 | 3,511,000 | 3,492,000 | 3,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 1,015,000 | 1,466,000 | 1,881,000 |
| Interest expense | 148,000 | 282,000 | 419,000 | 547,000 |
| Net interest income | 317,000 | 733,000 | 1,047,000 | 1,334,000 |
| Noninterest income | 92,000 | 197,000 | 257,000 | 318,000 |
| Noninterest expense | 335,000 | 714,000 | 1,003,000 | 1,554,000 |
| Provision for loan losses | 0 | 0 | 0 | -160,000 |
| Pretax income | 74,000 | 216,000 | 301,000 | 258,000 |
| Income tax | 7,000 | 17,000 | 26,000 | 12,000 |
| Net income | 67,000 | 199,000 | 275,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,362,000 | 3,492,000 | 3,567,000 | 3,534,000 |
| Total capital | 3,661,000 | 3,812,000 | 3,871,000 | 3,869,000 |
| Risk-weighted assets | 23,947,000 | 25,405,000 | 24,048,000 | 26,784,000 |