Call reports 2017
FIRST NATIONAL BANK OF LIBERAL — 2017
What FIRST NATIONAL BANK OF LIBERAL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 311,257,000 | 318,481,000 | 310,079,000 | 320,111,000 |
| Total loans | 173,797,000 | 172,473,000 | 169,948,000 | 167,969,000 |
| Allowance for loan losses | 1,712,000 | 1,791,000 | 1,837,000 | 1,861,000 |
| Securities available for sale | 123,844,000 | 129,204,000 | 126,855,000 | 121,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,698,000 | 287,380,000 | 274,298,000 | 289,360,000 |
| Interest-bearing deposits | 224,514,000 | 232,810,000 | 217,423,000 | 232,877,000 |
| Noninterest-bearing deposits | 56,184,000 | 54,570,000 | 56,875,000 | 56,483,000 |
| Equity capital | 29,283,000 | 30,627,000 | 30,923,000 | 30,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,616,000 | 8,499,000 | 11,293,000 |
| Interest expense | 362,000 | 781,000 | 1,229,000 | 1,681,000 |
| Net interest income | 2,431,000 | 4,835,000 | 7,270,000 | 9,612,000 |
| Noninterest income | 283,000 | 561,000 | 819,000 | 1,077,000 |
| Noninterest expense | 1,619,000 | 3,286,000 | 4,974,000 | 6,531,000 |
| Provision for loan losses | 250,000 | 325,000 | 350,000 | 350,000 |
| Pretax income | 845,000 | 1,785,000 | 2,768,000 | 3,811,000 |
| Income tax | 113,000 | 261,000 | 429,000 | 629,000 |
| Net income | 732,000 | 1,524,000 | 2,339,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,017,000 | 30,509,000 | 31,024,000 | 31,567,000 |
| Total capital | 31,729,000 | 32,300,000 | 32,861,000 | 33,428,000 |
| Risk-weighted assets | 207,167,000 | 205,632,000 | 201,218,000 | 203,218,000 |