Call reports 2002
FIRST NATIONAL BANK OF LIBERAL — 2002
What FIRST NATIONAL BANK OF LIBERAL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 150,748,000 | 150,259,000 | 146,731,000 | 159,090,000 |
| Total loans | 64,437,000 | 65,901,000 | 67,619,000 | 67,883,000 |
| Allowance for loan losses | 1,964,000 | 2,015,000 | 1,999,000 | 2,003,000 |
| Securities available for sale | 72,945,000 | 70,401,000 | 70,994,000 | 73,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,635,000 | 130,553,000 | 122,800,000 | 136,082,000 |
| Interest-bearing deposits | 117,054,000 | 117,101,000 | 106,923,000 | 119,767,000 |
| Noninterest-bearing deposits | 14,581,000 | 13,452,000 | 15,877,000 | 16,315,000 |
| Equity capital | 15,455,000 | 16,203,000 | 16,508,000 | 15,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 3,889,000 | 5,740,000 | 7,463,000 |
| Interest expense | 723,000 | 1,408,000 | 2,053,000 | 2,681,000 |
| Net interest income | 1,312,000 | 2,481,000 | 3,687,000 | 4,782,000 |
| Noninterest income | 239,000 | 500,000 | 776,000 | 1,048,000 |
| Noninterest expense | 1,117,000 | 2,229,000 | 3,393,000 | 4,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 844,000 | 1,352,000 | 1,949,000 | 2,140,000 |
| Income tax | 239,000 | 349,000 | 493,000 | 493,000 |
| Net income | 605,000 | 1,003,000 | 1,456,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,012,000 | 15,409,000 | 15,613,000 | 14,813,000 |
| Total capital | 16,087,000 | 16,481,000 | 16,691,000 | 15,907,000 |
| Risk-weighted assets | 85,092,000 | 84,813,000 | 85,346,000 | 86,618,000 |