Call reports 2001
FIRST NATIONAL BANK OF LIBERAL — 2001
What FIRST NATIONAL BANK OF LIBERAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 137,370,000 | 135,295,000 | 142,124,000 | 152,869,000 |
| Total loans | 65,418,000 | 66,143,000 | 67,388,000 | 65,257,000 |
| Allowance for loan losses | 2,033,000 | 2,004,000 | 2,042,000 | 2,003,000 |
| Securities available for sale | 58,736,000 | 59,895,000 | 67,147,000 | 70,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,395,000 | 117,915,000 | 120,503,000 | 135,645,000 |
| Interest-bearing deposits | 108,498,000 | 104,354,000 | 107,296,000 | 120,875,000 |
| Noninterest-bearing deposits | 11,897,000 | 13,561,000 | 13,207,000 | 14,770,000 |
| Equity capital | 15,397,000 | 15,831,000 | 16,688,000 | 15,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 4,881,000 | 7,251,000 | 9,424,000 |
| Interest expense | 1,135,000 | 2,164,000 | 3,116,000 | 3,934,000 |
| Net interest income | 1,356,000 | 2,717,000 | 4,135,000 | 5,490,000 |
| Noninterest income | 252,000 | 539,000 | 788,000 | 1,047,000 |
| Noninterest expense | 1,141,000 | 2,287,000 | 3,449,000 | 4,404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 467,000 | 969,000 | 1,505,000 | 2,290,000 |
| Income tax | 111,000 | 229,000 | 355,000 | 575,000 |
| Net income | 356,000 | 740,000 | 1,150,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,648,000 | 15,024,000 | 15,441,000 | 14,407,000 |
| Total capital | 15,678,000 | 16,044,000 | 16,517,000 | 15,470,000 |
| Risk-weighted assets | 81,432,000 | 80,620,000 | 85,108,000 | 84,073,000 |