Call reports 2016
NATIONWIDE TRUST COMPANY, FSB — 2016
What NATIONWIDE TRUST COMPANY, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,429,660,000 | 6,436,943,000 | 6,852,190,000 | 6,870,076,000 |
| Total loans | 4,201,531,000 | 4,266,687,000 | 4,592,965,000 | 4,721,554,000 |
| Allowance for loan losses | 25,017,000 | 26,164,000 | 27,513,000 | 27,708,000 |
| Securities available for sale | 2,006,964,000 | 1,953,531,000 | 1,985,735,000 | 1,821,629,000 |
| Securities held to maturity | 935,000 | 925,000 | 569,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,833,152,000 | 4,837,405,000 | 4,833,506,000 | 4,796,177,000 |
| Interest-bearing deposits | 4,737,751,000 | 4,767,502,000 | 4,741,528,000 | 4,680,046,000 |
| Noninterest-bearing deposits | 95,401,000 | 69,903,000 | 91,978,000 | 116,131,000 |
| Equity capital | 543,289,000 | 551,626,000 | 559,880,000 | 546,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 46,550,000 | 93,329,000 | 141,742,000 | 190,979,000 |
| Interest expense | 14,914,000 | 30,247,000 | 45,995,000 | 62,445,000 |
| Net interest income | 31,636,000 | 63,082,000 | 95,747,000 | 128,534,000 |
| Noninterest income | 70,783,000 | 143,743,000 | 217,991,000 | 289,277,000 |
| Noninterest expense | 91,645,000 | 182,278,000 | 282,286,000 | 369,977,000 |
| Provision for loan losses | 7,422,000 | 13,829,000 | 20,850,000 | 28,282,000 |
| Pretax income | -57,000 | 7,292,000 | 7,784,000 | 18,509,000 |
| Income tax | -72,000 | 2,241,000 | 2,280,000 | 6,028,000 |
| Net income | 15,000 | 5,051,000 | 5,504,000 | 12,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 517,285,000 | 522,320,000 | 541,382,000 | 548,360,000 |
| Total capital | 542,301,000 | 548,484,000 | 568,894,000 | 576,068,000 |
| Risk-weighted assets | 4,609,798,000 | 4,715,489,000 | 4,875,049,000 | 4,826,468,000 |