Call reports 2015
NATIONWIDE TRUST COMPANY, FSB — 2015
What NATIONWIDE TRUST COMPANY, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,429,358,000 | 6,412,097,000 | 6,396,240,000 | 6,397,488,000 |
| Total loans | 3,854,336,000 | 3,956,386,000 | 4,059,387,000 | 4,146,045,000 |
| Allowance for loan losses | 21,212,000 | 22,993,000 | 23,432,000 | 23,852,000 |
| Securities available for sale | 2,301,849,000 | 2,260,606,000 | 2,136,268,000 | 2,042,586,000 |
| Securities held to maturity | 960,000 | 949,000 | 956,000 | 945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,124,068,000 | 5,125,785,000 | 4,940,848,000 | 4,782,862,000 |
| Interest-bearing deposits | 5,018,860,000 | 4,995,340,000 | 4,842,050,000 | 4,680,830,000 |
| Noninterest-bearing deposits | 105,208,000 | 130,445,000 | 98,798,000 | 102,032,000 |
| Equity capital | 546,670,000 | 545,851,000 | 546,065,000 | 536,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 50,782,000 | 99,286,000 | 146,528,000 | 194,602,000 |
| Interest expense | 15,356,000 | 31,055,000 | 46,306,000 | 61,305,000 |
| Net interest income | 35,426,000 | 68,231,000 | 100,222,000 | 133,297,000 |
| Noninterest income | 77,033,000 | 154,948,000 | 228,877,000 | 301,689,000 |
| Noninterest expense | 91,234,000 | 183,856,000 | 280,017,000 | 378,595,000 |
| Provision for loan losses | 6,232,000 | 12,723,000 | 19,275,000 | 26,733,000 |
| Pretax income | 14,498,000 | 26,044,000 | 29,336,000 | 29,192,000 |
| Income tax | 4,907,000 | 9,009,000 | 10,107,000 | 9,807,000 |
| Net income | 9,591,000 | 17,035,000 | 19,229,000 | 19,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 507,475,000 | 514,920,000 | 517,113,000 | 517,269,000 |
| Total capital | 528,687,000 | 537,913,000 | 540,544,000 | 541,121,000 |
| Risk-weighted assets | 4,519,306,000 | 4,570,342,000 | 4,449,423,000 | 4,607,845,000 |