Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 13,281,000 | 13,701,000 | 13,818,000 | 14,840,000 |
| Total loans | 8,029,000 | 8,409,000 | 8,265,000 | 8,002,000 |
| Allowance for loan losses | 205,000 | 203,000 | 190,000 | 180,000 |
| Securities available for sale | 2,440,000 | 2,261,000 | 2,056,000 | 2,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,708,000 | 12,090,000 | 12,141,000 | 13,174,000 |
| Interest-bearing deposits | 9,175,000 | 8,945,000 | 9,181,000 | 9,827,000 |
| Noninterest-bearing deposits | 2,533,000 | 3,145,000 | 2,960,000 | 3,347,000 |
| Equity capital | 1,535,000 | 1,577,000 | 1,597,000 | 1,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 341,000 | 531,000 | 724,000 |
| Interest expense | 25,000 | 51,000 | 81,000 | 116,000 |
| Net interest income | 141,000 | 290,000 | 450,000 | 608,000 |
| Noninterest income | 23,000 | 46,000 | 69,000 | 94,000 |
| Noninterest expense | 124,000 | 252,000 | 373,000 | 506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 80,000 | 142,000 | 192,000 |
| Income tax | 17,000 | 29,000 | 29,000 | 29,000 |
| Net income | 23,000 | 51,000 | 113,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,577,000 | 1,605,000 | 1,628,000 | 1,677,000 |
| Total capital | 1,682,000 | 1,713,000 | 1,735,000 | 1,786,000 |
| Risk-weighted assets | 8,293,000 | 8,561,000 | 8,474,000 | 8,668,000 |