Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,482,000 | 13,932,000 | 13,246,000 | 13,930,000 |
| Total loans | 6,075,000 | 6,679,000 | 7,087,000 | 6,588,000 |
| Allowance for loan losses | 235,000 | 235,000 | 236,000 | 236,000 |
| Securities available for sale | 2,886,000 | 2,292,000 | 1,325,000 | 1,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,894,000 | 12,344,000 | 11,668,000 | 12,389,000 |
| Interest-bearing deposits | 9,382,000 | 9,255,000 | 9,314,000 | 9,739,000 |
| Noninterest-bearing deposits | 2,512,000 | 3,089,000 | 2,354,000 | 2,650,000 |
| Equity capital | 1,538,000 | 1,555,000 | 1,538,000 | 1,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 335,000 | 499,000 | 652,000 |
| Interest expense | 42,000 | 80,000 | 113,000 | 145,000 |
| Net interest income | 127,000 | 255,000 | 386,000 | 507,000 |
| Noninterest income | 19,000 | 38,000 | 58,000 | 80,000 |
| Noninterest expense | 125,000 | 245,000 | 353,000 | 467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 48,000 | 80,000 | 109,000 |
| Income tax | 7,000 | 19,000 | 30,000 | 40,000 |
| Net income | 14,000 | 29,000 | 50,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,487,000 | 1,502,000 | 1,524,000 | 1,502,000 |
| Total capital | 1,587,000 | 1,611,000 | 1,627,000 | 1,599,000 |
| Risk-weighted assets | 7,867,000 | 8,625,000 | 8,069,000 | 7,595,000 |