Call report 2004Q4
EXCHANGE BANK, THE — 2004Q4
The 22 measures EXCHANGE BANK, THE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,659,000 | USD | evidence → |
| Total loans | 62,274,000 | USD | evidence → |
| Allowance for loan losses | 1,106,000 | USD | evidence → |
| Securities available for sale | 22,258,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,041,000 | USD | evidence → |
| Interest-bearing deposits | 70,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,937,000 | USD | evidence → |
| Equity capital | 8,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,950,000 | USD | evidence → |
| Interest expense | 1,399,000 | USD | evidence → |
| Net interest income | 3,551,000 | USD | evidence → |
| Noninterest income | 465,000 | USD | evidence → |
| Noninterest expense | 3,967,000 | USD | evidence → |
| Provision for loan losses | 542,000 | USD | evidence → |
| Pretax income | -488,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | -514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,194,000 | USD | evidence → |
| Total capital | 8,928,000 | USD | evidence → |
| Risk-weighted assets | 58,306,000 | USD | evidence → |