Call report 2003Q4
EXCHANGE BANK, THE — 2003Q4
The 22 measures EXCHANGE BANK, THE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,696,000 | USD | evidence → |
| Total loans | 68,555,000 | USD | evidence → |
| Allowance for loan losses | 1,395,000 | USD | evidence → |
| Securities available for sale | 22,416,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,301,000 | USD | evidence → |
| Interest-bearing deposits | 81,811,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,490,000 | USD | evidence → |
| Equity capital | 8,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,880,000 | USD | evidence → |
| Interest expense | 1,965,000 | USD | evidence → |
| Net interest income | 3,915,000 | USD | evidence → |
| Noninterest income | 569,000 | USD | evidence → |
| Noninterest expense | 3,838,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 425,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,708,000 | USD | evidence → |
| Total capital | 9,538,000 | USD | evidence → |
| Risk-weighted assets | 65,811,000 | USD | evidence → |