Call reports 2002

EXCHANGE BANK, THE — 2002

Name: EXCHANGE BANK, THE — FFIEC call report 2002
Creator: EXCHANGE BANK, THE

What EXCHANGE BANK, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b1a43769-b472-4dba-921d-c07be17588cd/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	104,645,000	106,119,000	110,543,000	110,527,000
Total loans	80,641,000	82,228,000	78,066,000	72,511,000
Allowance for loan losses	747,000	825,000	1,200,000	1,417,000
Securities available for sale	14,097,000	14,715,000	15,886,000	17,006,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	93,915,000	92,958,000	100,296,000	100,968,000
Interest-bearing deposits	83,795,000	82,658,000	89,433,000	89,409,000
Noninterest-bearing deposits	10,120,000	10,300,000	10,863,000	11,559,000
Equity capital	10,212,000	10,208,000	9,735,000	8,934,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,854,000	3,709,000	5,493,000	7,033,000
Interest expense	744,000	1,434,000	2,161,000	2,876,000
Net interest income	1,110,000	2,275,000	3,332,000	4,157,000
Noninterest income	179,000	335,000	538,000	751,000
Noninterest expense	1,006,000	1,989,000	3,083,000	4,235,000
Provision for loan losses	46,000	215,000	1,040,000	2,019,000
Pretax income	237,000	406,000	-234,000	-1,327,000
Income tax	75,000	126,000	-96,000	-467,000
Net income	162,000	280,000	-138,000	-860,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,954,000	9,873,000	9,354,000	8,565,000
Total capital	10,701,000	10,698,000	10,317,000	9,501,000
Risk-weighted assets	75,083,000	77,449,000	76,771,000	74,463,000