Call reports 2001
BORDER STATE BANK — 2001
What BORDER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,501,000 | 63,672,000 | 67,194,000 | 68,890,000 |
| Total loans | 47,686,000 | 50,749,000 | 53,868,000 | 55,365,000 |
| Allowance for loan losses | 507,000 | 520,000 | 526,000 | 491,000 |
| Securities available for sale | 6,280,000 | 6,201,000 | 6,164,000 | 5,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,664,000 | 50,912,000 | 54,011,000 | 56,761,000 |
| Interest-bearing deposits | 42,595,000 | 43,603,000 | 46,227,000 | 47,721,000 |
| Noninterest-bearing deposits | 7,069,000 | 7,309,000 | 7,784,000 | 9,040,000 |
| Equity capital | 4,822,000 | 4,839,000 | 5,046,000 | 5,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,547,000 | 3,876,000 | 5,146,000 |
| Interest expense | 650,000 | 1,260,000 | 1,864,000 | 2,391,000 |
| Net interest income | 609,000 | 1,287,000 | 2,012,000 | 2,755,000 |
| Noninterest income | 182,000 | 343,000 | 529,000 | 752,000 |
| Noninterest expense | 593,000 | 1,188,000 | 1,803,000 | 2,432,000 |
| Provision for loan losses | 12,000 | 24,000 | 30,000 | 42,000 |
| Pretax income | 186,000 | 418,000 | 708,000 | 1,033,000 |
| Income tax | 74,000 | 168,000 | 284,000 | 411,000 |
| Net income | 112,000 | 250,000 | 424,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,752,000 | 4,765,000 | 4,938,000 | 5,137,000 |
| Total capital | 5,259,000 | 5,285,000 | 5,464,000 | 5,628,000 |
| Risk-weighted assets | 46,176,000 | 49,605,000 | 51,909,000 | 53,759,000 |