Call reports 2015
TOTALBANK — 2015
What TOTALBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,692,325,000 | 2,756,156,000 | 2,778,562,000 | 2,761,804,000 |
| Total loans | 1,851,584,000 | 1,876,922,000 | 1,908,088,000 | 1,942,376,000 |
| Allowance for loan losses | 19,258,000 | 19,258,000 | 19,258,000 | 19,069,000 |
| Securities available for sale | 351,258,000 | 374,622,000 | 384,296,000 | 402,136,000 |
| Securities held to maturity | 149,705,000 | 162,978,000 | 146,402,000 | 130,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,879,305,000 | 1,949,972,000 | 1,964,910,000 | 1,945,205,000 |
| Interest-bearing deposits | 1,119,856,000 | 1,187,862,000 | 1,187,794,000 | 1,237,030,000 |
| Noninterest-bearing deposits | 759,449,000 | 762,110,000 | 777,116,000 | 708,175,000 |
| Equity capital | 447,689,000 | 451,389,000 | 455,155,000 | 457,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 22,746,000 | 45,632,000 | 68,865,000 | 92,299,000 |
| Interest expense | 4,307,000 | 8,676,000 | 13,134,000 | 17,567,000 |
| Net interest income | 18,439,000 | 36,956,000 | 55,731,000 | 74,732,000 |
| Noninterest income | 2,648,000 | 5,222,000 | 8,190,000 | 10,700,000 |
| Noninterest expense | 15,943,000 | 31,203,000 | 46,922,000 | 62,185,000 |
| Provision for loan losses | -566,000 | -712,000 | -824,000 | -822,000 |
| Pretax income | 5,740,000 | 11,785,000 | 18,025,000 | 24,321,000 |
| Income tax | 2,001,000 | 4,107,000 | 6,293,000 | 8,485,000 |
| Net income | 3,739,000 | 7,678,000 | 11,732,000 | 15,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,017,000 | 287,276,000 | 293,596,000 | 299,596,000 |
| Total capital | 300,537,000 | 306,837,000 | 313,190,000 | 318,972,000 |
| Risk-weighted assets | 1,786,501,000 | 1,795,476,000 | 1,843,866,000 | 1,866,828,000 |