Call reports 2008
TOTALBANK — 2008
What TOTALBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,834,747,000 | 1,907,423,000 | 2,094,965,000 | 2,081,766,000 |
| Total loans | 1,110,414,000 | 1,211,917,000 | 1,310,447,000 | 1,325,502,000 |
| Allowance for loan losses | 14,074,000 | 21,154,000 | 19,735,000 | 27,823,000 |
| Securities available for sale | 411,660,000 | 400,472,000 | 428,877,000 | 437,305,000 |
| Securities held to maturity | 173,000 | 173,000 | 173,000 | 148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,048,506,000 | 1,101,545,000 | 1,279,962,000 | 1,285,482,000 |
| Interest-bearing deposits | 847,229,000 | 889,356,000 | 1,043,875,000 | 1,067,301,000 |
| Noninterest-bearing deposits | 201,277,000 | 212,189,000 | 236,087,000 | 218,181,000 |
| Equity capital | 355,718,000 | 378,479,000 | 371,622,000 | 397,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 25,755,000 | 51,406,000 | 78,516,000 | 104,648,000 |
| Interest expense | 10,456,000 | 19,978,000 | 29,658,000 | 40,273,000 |
| Net interest income | 15,299,000 | 31,428,000 | 48,858,000 | 64,375,000 |
| Noninterest income | 2,034,000 | 4,245,000 | 6,723,000 | 8,613,000 |
| Noninterest expense | 11,614,000 | 23,112,000 | 36,028,000 | 47,280,000 |
| Provision for loan losses | 2,542,000 | 9,666,000 | 8,546,000 | 24,585,000 |
| Pretax income | 3,186,000 | 2,904,000 | -3,040,000 | -13,726,000 |
| Income tax | 1,100,000 | 641,000 | -1,926,000 | -6,111,000 |
| Net income | 2,086,000 | 2,263,000 | -1,114,000 | -7,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,341,000 | 154,441,000 | 153,111,000 | 180,098,000 |
| Total capital | 165,780,000 | 200,198,000 | 200,021,000 | 198,823,000 |
| Risk-weighted assets | 1,326,891,000 | 1,416,865,000 | 1,511,609,000 | 1,488,234,000 |