Call reports 2007
TOTALBANK — 2007
What TOTALBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,355,763,000 | 1,426,753,000 | 1,481,961,000 | 1,732,665,000 |
| Total loans | 983,401,000 | 998,530,000 | 1,016,195,000 | 1,030,392,000 |
| Allowance for loan losses | 9,303,000 | 9,954,000 | 10,723,000 | 11,633,000 |
| Securities available for sale | 298,410,000 | 352,567,000 | 391,186,000 | 407,339,000 |
| Securities held to maturity | 580,000 | 561,000 | 540,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,990,000 | 964,146,000 | 925,360,000 | 973,902,000 |
| Interest-bearing deposits | 720,019,000 | 746,200,000 | 731,102,000 | 793,194,000 |
| Noninterest-bearing deposits | 200,971,000 | 217,946,000 | 194,258,000 | 180,708,000 |
| Equity capital | 133,976,000 | 132,310,000 | 139,398,000 | 353,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,140,000 | 50,338,000 | 77,051,000 | 15,165,000 |
| Interest expense | 10,976,000 | 22,948,000 | 35,511,000 | 6,934,000 |
| Net interest income | 13,164,000 | 27,390,000 | 41,540,000 | 8,231,000 |
| Noninterest income | 2,095,000 | 4,130,000 | 6,137,000 | 1,174,000 |
| Noninterest expense | 8,615,000 | 16,995,000 | 25,649,000 | 6,837,000 |
| Provision for loan losses | 716,000 | 1,407,000 | 2,305,000 | 0 |
| Pretax income | 5,928,000 | 13,118,000 | 19,722,000 | 2,587,000 |
| Income tax | 0 | 0 | 0 | 910,000 |
| Net income | 5,928,000 | 13,118,000 | 19,722,000 | 1,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,296,000 | 124,437,000 | 127,115,000 | 123,350,000 |
| Total capital | 130,608,000 | 134,391,000 | 138,192,000 | 135,312,000 |
| Risk-weighted assets | 1,129,275,000 | 1,177,083,000 | 1,219,088,000 | 1,242,464,000 |