Call reports 2005
TOTALBANK — 2005
What TOTALBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 718,769,000 | 822,146,000 | 918,735,000 | 970,488,000 |
| Total loans | 552,534,000 | 586,987,000 | 669,970,000 | 701,386,000 |
| Allowance for loan losses | 4,974,000 | 5,290,000 | 6,027,000 | 6,350,000 |
| Securities available for sale | 112,531,000 | 156,475,000 | 183,379,000 | 187,043,000 |
| Securities held to maturity | 933,000 | 905,000 | 852,000 | 799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,689,000 | 619,146,000 | 641,671,000 | 725,521,000 |
| Interest-bearing deposits | 357,346,000 | 416,466,000 | 438,058,000 | 528,681,000 |
| Noninterest-bearing deposits | 190,343,000 | 202,680,000 | 203,613,000 | 196,840,000 |
| Equity capital | 74,305,000 | 88,786,000 | 88,693,000 | 91,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,058,000 | 21,500,000 | 35,175,000 | 51,055,000 |
| Interest expense | 2,307,000 | 5,357,000 | 9,160,000 | 13,916,000 |
| Net interest income | 7,751,000 | 16,143,000 | 26,015,000 | 37,139,000 |
| Noninterest income | 1,156,000 | 2,631,000 | 4,146,000 | 5,621,000 |
| Noninterest expense | 6,169,000 | 12,624,000 | 19,523,000 | 27,045,000 |
| Provision for loan losses | 121,000 | 404,000 | 1,152,000 | 1,487,000 |
| Pretax income | 2,625,000 | 5,755,000 | 9,494,000 | 14,236,000 |
| Income tax | -6,000 | -6,000 | -6,000 | -6,000 |
| Net income | 2,631,000 | 5,761,000 | 9,500,000 | 14,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,359,000 | 76,002,000 | 77,517,000 | 81,888,000 |
| Total capital | 67,333,000 | 81,292,000 | 83,544,000 | 88,238,000 |
| Risk-weighted assets | 622,190,000 | 671,879,000 | 755,413,000 | 825,099,000 |