Call reports 2004
TOTALBANK — 2004
What TOTALBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 575,895,000 | 601,765,000 | 603,151,000 | 659,621,000 |
| Total loans | 397,352,000 | 429,044,000 | 428,469,000 | 497,808,000 |
| Allowance for loan losses | 5,871,000 | 5,982,000 | 6,062,000 | 4,869,000 |
| Securities available for sale | 125,140,000 | 126,147,000 | 134,706,000 | 119,676,000 |
| Securities held to maturity | 11,245,000 | 1,130,000 | 1,053,000 | 1,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,599,000 | 459,786,000 | 449,381,000 | 481,381,000 |
| Interest-bearing deposits | 276,713,000 | 283,277,000 | 276,926,000 | 305,779,000 |
| Noninterest-bearing deposits | 161,886,000 | 176,510,000 | 172,455,000 | 175,602,000 |
| Equity capital | 54,567,000 | 56,201,000 | 70,122,000 | 72,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,410,000 | 15,168,000 | 23,388,000 | 32,688,000 |
| Interest expense | 1,501,000 | 3,113,000 | 4,789,000 | 6,643,000 |
| Net interest income | 5,909,000 | 12,055,000 | 18,599,000 | 26,045,000 |
| Noninterest income | 1,255,000 | 2,422,000 | 3,644,000 | 4,856,000 |
| Noninterest expense | 5,602,000 | 11,014,000 | 16,357,000 | 23,041,000 |
| Provision for loan losses | 0 | 91,000 | -349,000 | -1,491,000 |
| Pretax income | 1,688,000 | 3,498,000 | 6,391,000 | 9,231,000 |
| Income tax | 0 | 0 | 16,000 | 64,000 |
| Net income | 1,688,000 | 3,498,000 | 6,375,000 | 9,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,629,000 | 43,417,000 | 56,226,000 | 59,173,000 |
| Total capital | 49,452,000 | 53,399,000 | 62,288,000 | 64,042,000 |
| Risk-weighted assets | 465,785,000 | 502,579,000 | 500,215,000 | 572,031,000 |