Call reports 2003
TOTALBANK — 2003
What TOTALBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 547,250,000 | 551,069,000 | 554,330,000 | 558,969,000 |
| Total loans | 376,215,000 | 368,955,000 | 348,850,000 | 382,175,000 |
| Allowance for loan losses | 8,762,000 | 6,107,000 | 6,008,000 | 5,673,000 |
| Securities available for sale | 99,047,000 | 103,398,000 | 144,965,000 | 132,156,000 |
| Securities held to maturity | 27,591,000 | 1,498,000 | 1,393,000 | 1,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,668,000 | 409,372,000 | 405,873,000 | 412,848,000 |
| Interest-bearing deposits | 282,907,000 | 277,074,000 | 266,511,000 | 271,684,000 |
| Noninterest-bearing deposits | 127,761,000 | 132,298,000 | 139,362,000 | 141,164,000 |
| Equity capital | 50,577,000 | 50,146,000 | 51,876,000 | 52,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,202,000 | 14,308,000 | 21,561,000 | 28,881,000 |
| Interest expense | 2,142,000 | 4,098,000 | 5,718,000 | 7,090,000 |
| Net interest income | 5,060,000 | 10,210,000 | 15,843,000 | 21,791,000 |
| Noninterest income | 1,227,000 | 2,421,000 | 3,683,000 | 5,009,000 |
| Noninterest expense | 4,960,000 | 10,268,000 | 15,511,000 | 22,060,000 |
| Provision for loan losses | 1,074,000 | 2,291,000 | 2,291,000 | 1,951,000 |
| Pretax income | 444,000 | 329,000 | 2,007,000 | 3,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 444,000 | 329,000 | 2,007,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,386,000 | 35,080,000 | 36,632,000 | 37,940,000 |
| Total capital | 43,771,000 | 43,334,000 | 44,902,000 | 46,535,000 |
| Risk-weighted assets | 427,416,000 | 419,486,000 | 420,832,000 | 447,594,000 |